Products & Services
Building Better Futures Together
Explore our range of deposit products, microfinance solutions, loan facilities, and customer-focused services designed to help you save more, grow your business, and achieve financial success. Whatever stage of your journey you’re in, we’re here to support your progress every step of the way.
DEPOSIT PRODUCTS
Grow, Manage & Simplify: Your All-in-One Banking Suite
DEPOSIT PRODUCTS
LIFESAVER
(Regular Savings)
A passbook-based regular savings account. A conventional way of savings and easy monitoring of your account transactions.
LIFESAVER PLUS
(Special Savings Deposit)
Passbook-based account with higher interest than a regular savings.
Fixed Term (30-90 days/180 days/360 days).
Can be withdrawn upon maturity
LIFEKIDDIE SAVERS
(Special Savings Deposit)
Passbook-based savings deposit for kids with ages 7 to 12 years old.
LIFETEEN SAVERS
(Special Savings Deposit)
Passbook-based savings account for teens with ages from 13 to 19 years old.
SERVICES
ENCASH Automated Teller Machine
(ATM)
A passbook-based regular savings account. A conventional way of savings and easy monitoring of your account transactions.
Electronic Commerce Payments, Inc.
(ECPay)
Passbook-based account with higher interest than a regular savings.
Fixed Term (30-90 days/180 days/360 days).
Can be withdrawn upon maturity
ECPay
ecBILLS
(ATM)
- Conveniently and efficiently accept payments from
- Water and Power Utility Companies, Telecommunication and Internet Connections
ecCASH
(ECPay)
- Convenient for customers to reload their cash cards.
ecCASH – Out
(ECPay)
- Convenient for customers to withdraw cash from their GCash balance.
ecLOAD
(Regular Savings)
- Allows customers to automatically receive the airtime load without scratching any card.
ecTICKET
(Regular Savings)
- Collect payments for ticket reservation of Airlines (Cebu Pacific, Air Asia & Philippine Airlines)
LOAN PRODUCTS
Achieve More: Discover Loans for Every Need
Empowering Filipino Farmers and Fisherfolk!
AgriLife is here to help you cultivate your success! We offer a range of flexible loans designed to meet the diverse needs of farmers.
LifeDRIVE: Get Behind the Wheel of Your Dreams!
LifeDRIVE is your one-stop shop for financing the vehicle you need to achieve your goals. Whether you’re a farmer, entrepreneur, or everyday driver
LifeHOME: Your Key to Unlocking Your Dream Home
LifeHOME provides a comprehensive loan solution to turn your dream of owning a home into reality. Whether you’re purchasing a lot, building new, or renovating your existing space.
Get the Financial Freedom with Life Flexi Loan
Life Flexi Loan is a convenient and adaptable loan solution designed to meet your individual needs. Whether you require a secured or unsecured loan.
LifeSavers Loan: Your Safety Net
Existing Special Savings holders can access this on-demand loan for unexpected expenses. LifeSavers Loan helps you bridge financial gaps for unplanned costs, protecting your savings goals.
Support Your Business Growth: Life Negosyo Loans
This option keeps the core message while removing unnecessary details. “Support” implies financial assistance, and “Growth” emphasizes the benefit to businesses.
MICROFINANCE LOAN PRODUCTS
SDID: Shaping a Sustainable Tomorrow
Grow Your Business: LifeSMILE Loans
Support your micro, small, or medium enterprise with LifeSMILE loans. Get financing for equipment, inventory, or expansion. We offer credit lines, working capital, and fixed asset financing.
Empower Your Future: Ikabuhi Microloans
Launch or grow your business with Ikabuhi. Microloans for enterprising men & women in Iloilo City. Includes savings & insurance for a secure future.
Invest in Your Wellbeing: Wash Loans
New Wash Loans! Improve your health with financing for water, sanitation, and hygiene projects. Available for our SDID clients in Iloilo City.
Support Their Dreams: Educational Loans
Help your child reach their full potential with an Educational Loan. Available for qualified SDID clients in Iloilo City. We empower their future education.
Empower through Ikabuhi Entrepreneurial Program
Build your business with Ikabuhi Entrepreneurial Program. Loans, savings & insurance for Iloilo City entrepreneurs. Secure your financial future, step-by-step.
HOW TO APPLY FOR A LOAN?
Ready to see if you qualify? Check your eligibility for a loan in just a few steps
Step 1: Choose the loan product you would like to apply for
Step 2: Determine if you are eligible to apply by checking the qualifications and requiremetns
Step 3: Download the application form
Step 4: Fill out the form and meet the requirements
Step 5: Visit the nearest LifeBank – A Rural Bank branch near you
Step 6: Complete the next steps outlined by your loan assistant
Loan calculator
Discover low interest rates and easy payment terms for your home, auto, and SME financing needs.
