Memberships
A Message from the President/ Chief Executive Officer
Presenting products and services that are right for you
- AGRILife
- LifeDRIVE
- LifeHOME
- LifeKiddie Saver
- LifeTEEN Savers
- ECPay Services
- LifeSaver
- Life Flexi Loan
Empowering Filipino Farmers and Fisherfolk!
AgriLife is here to help you cultivate your success! We offer a range of flexible, short-, medium-, and long-term loans designed to meet the diverse needs of farmers and fisherfolk throughout the Philippines.
LifeDRIVE: Get Behind the Wheel of Your Dreams!
LifeDRIVE is your one-stop shop for financing the vehicle you need to achieve your goals. Whether you’re a farmer, entrepreneur, or everyday driver, we offer a range of options to get you on the road to success.
LifeHOME: Your Key to Unlocking Your Dream Home
LifeHOME provides a comprehensive loan solution to turn your dream of owning a home into reality. Whether you’re purchasing a lot, building new, or renovating your existing space, LifeHOME offers flexible financing options to fit your needs.
Teach Your Child Valuable Savings Habits Early On
LifeKiddie Savers is a fun and easy way to introduce your child (ages 7 to 12) to the world of saving!
The Passbook Account Designed for Teens
LifeTEEN empowers you (ages 13 to 19) to take control of your finances with a fun and easy-to-use passbook account. It’s the perfect stepping stone to financial independence!
The Passbook Account Designed for Teens
LifeTEEN empowers you (ages 13 to 19) to take control of your finances with a fun and easy-to-use passbook account. It’s the perfect stepping stone to financial independence!
Start Saving Simply and Securely with LifeSaver
LifeSaver, also known as a Regular Savings Deposit, is the perfect way to kick-off your savings journey. It’s a convenient and secure account designed to help you build a healthy savings habit.
Get the Financial Freedom You Deserve with Life Flexi Loan
Life Flexi Loan is a convenient and adaptable loan solution designed to meet your individual needs. Whether you require a secured or unsecured loan.
Our Achievements
LIFEBANK – A RURAL BANK MOBILE APP
Stay Tuned! Exciting Ways to Bank at Your Fingertips!
Manage your finances anytime, anywhere with our revolutionary mobile banking app – coming soon! Check account balances, transfer funds, and deposit checks with just a few taps. Our secure and user-friendly platform puts the power of banking in the palm of your hand!
HOW TO APPLY FOR A LOAN
Ready to see if you qualify? Check your eligibility for a loan in just a few steps.
Checkout the following steps on how to apply for a loan:
- Choose the loan product you would like to apply for
- Determine if you are eligible to apply by checking the qualifications and requiremetns
- Download the application form
- Fill out the form and meet the requirements
- Visit the nearest LifeBank – A Rural Bank branch near you
- Complete the next steps outlined by your loan assistant
LifeBank Success Stories
Frequently Asked Questions (FAQs)
LIFESAVER – Regular Savings
You will only need an initial deposit of P500.00 for your new regular savings account.
Maintaining balance for a passbook account is P500.00 and a service fee of P200.00 will be charged to your account if you fall below the maintaining balance.
Interest on your savings deposit is computed daily and compounded quarterly, meaning interest net of withholding tax will be reflected in your account every end of the quarter.
LIFESAVER PLUS – Special Savings
Minimum deposit required to open a special savings account is P5, 000.00
Instead of a certificate, you will be issued a passbook, wherein it will be easier for you to monitor your account.
The only difference between a special savings account and a time deposit account is that you are given a passbook instead of a certificate of time deposit, the rest of the components is the same as a term and maturity date and of course a higher interest rate compared to a regular deposit.
There is an option for you upon account opening to have your account automatically renew every maturity, you just have to sign the automatic renewal agreement which our friendly staff will gladly assist you. That way, you don’t have to visit the branch every maturity date of your account.
If you opt not to sign the automatic renewal agreement, upon maturity date if you are not able to renew your account, it will still earn interest but the interest rate is the prevailing rate for regular savings deposit only.
You are allowed to top-up (add) or even partially/full withdraw your special savings account anytime and interest will be paid on the date of pre-termination but the interest rate is based on the prevailing regular savings interest rates.
Bank’s rates may be changed daily, please contact the Bank for more information on our current interest rates offered.